Lithium-ion batteries used for IT, automobiles, and industrial energy-storage devices have battery management systems (BMS) to protect the battery from abnormal voltage, current, and temperature environments, as well as safety devices like, current interruption device (CID), fuse, and vent to obtain positive temperature coefficient (PTC). Nonetheless, there are harmful to human health and property and damage the brand image of the manufacturer because of smoke, fire, and explosion of lithium battery packs. In this paper, we propose a systematic protection algorithm combining battery temperature, over-current, and interconnection between protection elements to prevent copper deposition, internal short circuit, and separator shrinkage due to frequent and instantaneous over-current discharges. The parameters of the proposed algorithm are suggested to utilize the experimental data in consideration of battery pack operating conditions and malicious conditions.